Buying a home is one of the biggest financial decisions you’ll ever make, so it’s important to get the right loan. With more Australians discovering the benefits of using a mortgage broker, during the period from January to September 2025, 76% of all home loans were acquired through a mortgage broker.

Here are five reasons why working with a mortgage broker can make the process easier, faster, and more cost-effective.

1. Access to More Lenders and Products

When you go directly to one bank, you’re limited to the products they offer and their specific credit criteria. A mortgage broker, on the other hand, works with a wide panel of lenders — from the big banks to smaller specialist lenders. Assured Lending mortgage brokers work with over 40 of Australia’s leading lenders who all have varying loans and policies.  This means you get access to more choice and the best chance of finding a loan that truly fits your specific situation.

2. We Do the Hard Work for You

Finding the right loan can be time-consuming and overwhelming. Your mortgage broker compares dozens of products, ensures the lenders credit policy and offering suits your requirements, handles the paperwork, and negotiates with lenders on your behalf. That means less stress for you and more time to focus on finding your dream home.

3. Personalised Advice

Everyone’s financial situation is different. Whether you’re a first-home buyer, upgrading to a bigger property, refinancing, or investing, a mortgage broker takes the time to understand your goals and match you with the right loan structure.

4. Ongoing Support

Your relationship with a broker doesn’t end when your loan settles. We regularly review your mortgage to make sure it still meets your needs and look for opportunities to save you money over the life of your loan, especially when interest rates or your personal circumstances change.

5. It Doesn’t Cost You Anything

In most cases, mortgage broker services are free for clients. Brokers are paid a commission by the lender if your loan proceeds to settlement, so there is no broker fee charged to you. This means you can get expert guidance, more choice, and a smoother process without any extra cost.

Ready to Find the Right Loan?

If you’re looking for a local mortgage broker, we’d love to help. Our experienced brokers will look after your best interests from start to finish. Call for an obligation free chat today, it won’t cost you anything but it could save you thousands.