Experts in Low Doc & Self Employed Home Loans

⭐⭐⭐⭐⭐ +100 Reviews

With years of experience in handling low doc and self employed loans, and access to 40+ lenders, you can rely on Assured Lending.

Request a Call BAck Call 1300 056 669

Don't Wait Any Longer, Contact A Low Doc Assured Lending Broker Now For A No Obligation Chat

Are you self employed & have fluctuating income or tax returns not up to date or had a loan application declined by your bank? We can help get your loan approved.

Rates from 5.49%

Comparison rate 6.19%

We compare over 40 of Australia’s leading lenders with a choice of hundreds of home loan products

LOW-DOC HOME LOAN PROCESS

How we'll get your low doc home loan approved

No matter what your circumstances, we will find the right home loan for you from our range of Australia’s leading lenders. We will do all the research and then present you with all your options.

Talk with our broker

Step 01

Loan Eligibility Review

Kickstart your loan journey with a quick 5-minute eligibility review over the phone.

Step 02

Borrowing Power Calculation

Discover your borrowing power. We'll calculate the amount you can borrow, providing you with a clear understanding of your financial potential.

Step 03

Extensive Loan Comparison

We'll compare a wide range of home loans from Australia's leading lenders, specializing in self-employed loans. Find the perfect options tailored to your unique needs

Step 04

In-Depth Loan Options

Explore your loan options in detail. We'll explain the pros and cons of each choice, outline different lender requirements, and clarify the terms and conditions available.

Step 05

Application Assistance

Ready to move forward? We're here for you day or night, providing personalized support to go over your application and address any questions you have

Step 06

Application Management

We take the reins. Our team assembles your application and handles interactions with the lender, accountant, and lawyers on your behalf, ensuring a speedy approval process

Step 07

Contract Understanding and Settlement

Once your application is approved, we guide you through understanding the contracts and ensure everything is prepared for a smooth settlement process.

Don't hear it from us. We've got over 100+
5-Star ⭐ Google Reviews

I wholeheartedly recommend Quintin as a mortgage broker for anyone seeking to refinance an SMSF loan. His deep knowledge, attention to detail, prompt communication, and unwavering dedication to client satisfaction make him an outstanding professional in his field.

Hoai Huynh

Quintin was so professional from start to finish. Answered all of of questions and made the whole process smooth and simple. Highly recommended.

Danny Bray

Amanda from Assured Lending Mortgage Brokers was instrumental in assisting me with purchasing my first property. She was extremely approachable, knowledgeable and very responsive. Whenever I had a question she was quick to respond and provided me with insightful and expert advice throughout the process.

Drazen Cuca

Couldn’t be happier with the service provided. Being my first home loan, I had lots of questions – Quintin was very helpful, knowledgeable and provided thorough explanations. Good communication was key and he was readily available for a chat from start to finish.

Roy Kennard

Quintin is friendly and approachable. He explains everything well. He was always contactable and got the loan done quickly and efficiently. I would definitely use Quintin again 😀

Sarah Marsh

We're Low Doc & Self-Employed Loan Specialists

At Assured Lending, we understand the unique challenges faced by self-employed individuals when securing finance, or being declined for a loan by the bank for a complex set of reasons relating to your history or circumstances. Our low doc and self-employed loans offer flexible solutions with a variety of lenders, making it easier to access the funds you need without the hassle of extensive paperwork. With years of experience helping people in your position, we’re committed to finding the right loan for your circumstances, allowing you to focus on the important things in life. Let Assured Lending simplify the home loan process for you.

Pros & Cons Of Low Doc Loans

With the reduced documentation required, the approval process for a low doc loan is much easier.
Most low doc home loans have all the features of standard variable and fixed-rate home loans. Your Broker will make sure you understand the terms and conditions of the loan options available to you.
The interest rates on low doc home loans can be slightly higher than traditional loans as the risk for the lender is higher.
There can be limits on the amount you can borrow which will vary depending on the loan and the lender.
In many cases, you cannot borrow more than 80% of the property value. There are options to borrow up to 90% but the interest rate is higher.
Low doc home loans can carry additional fees and charges.
Some low doc home loans require the lender to take out compulsory mortgage insurance.